Private health insurance in Spain gives you fast access to doctors, specialists, hospitals and other care services without long waiting times. For many Nordic clients it is an important complement, especially if you are not fully registered in the Spanish public system or want more freedom of choice.
What health insurance usually covers
- General practitioners and specialists. Often without months of waiting.
- Hospital care. Admission, surgery and related treatment.
- Diagnostics. Blood tests, x-rays, ultrasound and other investigations.
- Emergency care. Daytime, evening and around the year.
- Dental care. Basic coverage with the option to add more.
- Second opinion. The chance to get a second assessment for major diagnoses.
A network of providers
Private health insurers usually have agreements with a broad network of doctors, clinics and hospitals across Spain. That means you can choose a practice close to your home, work or wherever you are when something happens. English-speaking doctors are often available, which many Scandinavian clients appreciate.
If you split your time between countries
Do you spend part of the year in Spain and part in the Nordics? Then it can make sense to combine your usual home country cover with a Spanish health policy for the time you are here. We help you understand how the protections can complement each other so you are well covered wherever you are.
What affects the premium?
Age, health status, the chosen care level and any add-ons affect the price. Some policies have waiting periods for certain treatments. We go through what applies so you know exactly what you are buying and which parts may need a short period before they take effect.
Get in touch for a review of your wishes. We can show several alternatives, explain the differences and help you pick a solution where peace of mind is at the centre — not complexity.