Moving to Spain, buying a holiday home on the Costa del Sol, or setting up a business abroad are big decisions. They also raise a number of practical questions you may never have needed to consider back home: which insurance is required by local law, what does a Spanish home policy actually cover, and what should you do if something really happens? That is exactly where we come in.
Scand Insurance is a Scandinavian insurance agency that has been supporting Nordic private individuals and businesses in southern Spain for more than three decades. We work exclusively with insurance from AXA, one of the largest and most respected insurers in the world, and we deliver advice in Swedish, English, Spanish or Finnish. We believe an insurance policy is only good if you understand what you have bought.
How we work
- We start by listening — your situation, your family, your home, your vehicle, your business.
- We compare the coverage and conditions that are actually relevant to you.
- You receive a proposal in plain language, without heavy insurance jargon.
- When something happens, we help you handle AXA, the hospital, the workshop or the authorities.
Many of our customers have spent most of their lives in Sweden, Norway, Denmark or Finland and are used to a completely different insurance culture. In Spain, a lot works differently: the terms, the forms, the hierarchy of institutions and even the language of the policy itself. Our job is to make that difference invisible for you. You should be able to describe your home, your car or your business as if you were talking around your own kitchen table, and then trust that we translate it into a correct Spanish insurance solution.
Peace of mind, every day
We work with the full range of private and business insurance: home, car, pets, health, life, accident, travel, pensions, business and community insurance for comunidades. That means we can help you whether you have just signed for an apartment, picked up a new car, opened a restaurant or started planning your retirement in the sun. Needs change over time, and so do policies.
Our office is centrally located in Fuengirola. You are always welcome to drop by, call or email us — you will get a clear answer, never a scripted sales pitch. The goal is simple: you should feel that you have a reliable insurance partner on the ground in Spain, and always someone to turn to in your own language.