Scand Insurance is the result of decades of work with Nordic clients in Spain. We started small and have grown alongside the Scandinavian community on the Costa del Sol as it has become larger and more diverse. Today we support newly retired residents, young families with children and entrepreneurs running businesses across both regions.
Our philosophy is straightforward. Insurance is a promise of security — and that promise is only worth something if you actually understand what you have signed up for. That is why we spend time explaining, comparing and simplifying. We avoid heavy insurance jargon whenever a plain word will do.
What we stand for
- Personal contact. You speak with the same people each time, not a call-centre queue.
- Nordic service, Spanish local knowledge. We combine both worlds.
- Honest advice. We only sell policies we would want ourselves.
- Long-term commitment. We stay by your side when something actually happens.
We believe in long relationships. Many of our clients have been with us since the very beginning and recommend us to friends, family and neighbours. That is the best kind of advertising we could ask for, and it keeps us motivated to keep raising the bar.
A small team, deep experience
We are a small, personal agency. That means short decision paths, quick responses and a familiar voice on the other end of the phone. At the same time, we have the wider AXA organisation behind us, giving you the reach, technology and financial stability of an international player.
Working as a Scandinavian insurance agent in Spain is about much more than filling out forms. It is about explaining why Spanish home insurance is structured the way it is, how car insurance works across borders, what applies when you need a doctor outside standard hours, or how a pension plan in Spain complements the pension you already have in Sweden or Finland. We see it as our job to build that bridge between two countries — in a language you feel at home in.
Remember, you are welcome to ask us questions even before you become a client. If something is on your mind, get in touch and we will happily explain.